Time-buying calculator

F-YOU-MONEY.

Estimate how much liquid cash you need to buy yourself time before leaving a job, funding a venture, or creating enough breathing room to think clearly again.

What this assumes

This models a zero-salary runway. It is intentionally boring, because boring assumptions are how you avoid dramatic mistakes.

Core inputs

Cashflow + targets.

$

Cash + accessible investments only

$/mo

Rent, food, bills, transport

$/mo

Tools, software, ops, contractor costs

$

Company setup, equipment, launch assets

mo

How long you want to buy your time

mo

Extra cushion so one bad month does not wreck you

Inflation assumptions
%

Default: 3.0%

%

Default: 4.0%

Awaiting numbers

Enter your assumptions and run the calculation to see how much cash runway you need.